Real-time tracking
See an estimated tax position alongside income and expenses as transactions arrive.
Coming soon — early accessMoney clarity,
Money clarity,
on tap.
Earnly is being built to connect business bank accounts through Open Banking, reconcile transactions and help keep SME books tax-ready.
— What to expectThree things,
Three things,
working together
A complete picture of your business — built for owner-managed SMEs and finance teams, not just the accountants.
Dashboard insights
A clear overview of business finances, designed to reduce spreadsheet admin.
Helpful transaction insights
Surface deductible expenses you may have missed and see an estimated tax position.
— Open Banking
Straight from your bank
Earnly will use read-only Open Banking connections to reduce CSV exports and manual data entry.
Business accounts
Connect one account or many — sole trader, startup or limited company — in one place.
Read-only Open Banking
Earnly will be able to view transactions but not move money. Open Banking access is provided by Finexer Ltd, authorised and regulated by the FCA (FRN 925695).
Assisted reconciliation
Review suggested matches between payments, invoices and receipts, then split or adjust transactions.
Everyday bookkeeping
Categorise spending, capture VAT, tag expenses and prepare tidy records for year-end.
— How it will work
Four steps to tax clarity
From connecting your first account to actionable insights — it'll take just a few minutes.
01
Connect
Securely link your business bank accounts via Open Banking in minutes — no card details, read-only access.
02
Sync
Transactions will arrive automatically, ready to review and categorise.
03
Reconcile
Match payments to invoices and receipts, split transactions and keep cleaner records.
04
Plan ahead
See an estimated tax position and surface deductible expenses you may have missed.
— What makes Earnly different
Built around your business
A focused financial workspace planned for SMEs and the people running them.
Designed around the day-to-day needs of owner-managed SMEs
Read-only bank connections that cannot be used to move money
Transaction review, reconciliation and estimated tax position in one place
Clear language and guided workflows for business owners and finance teams
— Security first
Your data is protected
Earnly is being designed around read-only bank connections and responsible data handling. Your bank connection cannot be used to move money.
- Encrypted connections
- Read-only Open Banking access
- Controls to request data deletion
— Questions
What to know before joining
Who is Earnly being built for?
Owner-managed UK SMEs that want a clearer view of transactions, bookkeeping and estimated tax position.
When will Earnly be available?
Earnly is still in development. Wait-list members will be contacted as early-access places become available.
How much will it cost?
Pricing has not been confirmed. We will share the price before asking anyone to subscribe.
What bank data will Earnly be able to see?
With your permission, the planned read-only connection will provide transaction and account information needed for bookkeeping features.
Can Earnly move money?
No. The planned Open Banking connection is read-only and cannot be used to make payments or move money.
What happens to my data if I leave?
You will be able to request deletion, subject to information Earnly must retain to meet legal obligations. Full details will be provided before launch.
Be first in line
Reserve your spot
Join the wait list and we'll let you know the moment Earnly is ready for you.